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EasyPay360

EasyPay360

Pay In. Pay Out. Separate Accounts. One Platform Experience.

Players buy Gold Coins through approved card and ACH pay-in accounts. Sweeps Coin redemptions are paid through a separately approved payout account. You see all three side by side — they never share money or approvals.

A wallet sending a payment to a phone showing payment successful

Product matrix

Gold Coins in. Sweeps Coins out.

Every room runs the sweepstakes dual-currency model. Pay-in only ever sells Gold Coins; payout only ever pays Sweeps Coin redemptions.

Gold Coins Entertainment currency

Play-for-fun currency. Players can buy Gold Coins. They have no cash value and can never be redeemed for cash or prizes.

Sold through Pay-In

Sweeps Coins Promotional sweepstakes entries

Sweepstakes entries received for free — never sold. Sweeps Coins won in play can be redeemed for cash or gift cards after playthrough and identity verification.

Redeemed through Payout · never sold

Gold Coin purchases are not consideration for Sweeps Coins. Players buy Gold Coins; Sweeps Coins are always free — through the Alternative Method of Entry, promotions, or as a bonus with a Gold Coin package — and only Sweeps Coins can be redeemed.

Pay-in and payout product matrix
TopicPay-In · Gold CoinsPayout · Sweeps Coins
What the player is doingBuying a Gold Coin packageRedeeming Sweeps Coins won in play
CurrencyGold Coins (GC) — entertainment only, no cash valueSweeps Coins (SC) only
Sweeps CoinsNever sold. A package may include bonus Sweeps Coins as a free promotional giftReceived for no consideration, then redeemed
Money movesPlayer → operator, for Gold CoinsOperator → player, for a Sweeps Coin redemption
Before it movesCheckout shows the package, any surcharge and the totalPlaythrough met, identity verified (KYC), risk review in the Player Management Dashboard
AccountCard pay-in or ACH / debit pay-in accountSeparately approved payout account
NeverNever pays anything out. Never sells Sweeps CoinsNever pays out Gold Coins. Never takes a purchase

No purchase necessary: free ways to get Sweeps Coins

Alternative Method of Entry (AMOE)A free way to request Sweeps Coins — typically a mail-in request — set out in the room’s official sweepstakes rules. Required: no purchase is ever necessary to play or win.
Daily login and promotional bonusesFree Sweeps Coins on a schedule the operator sets.
Bonus with a Gold Coin packageA free promotional add-on. The player pays for the Gold Coins, never for the Sweeps Coins.

The sweepstakes model is designed so that no purchase is necessary to participate or win. Whether it is permitted depends on the state, the room’s official rules, its free-entry method and the legal opinion — several states restrict or prohibit sweepstakes casinos, and card networks and processors apply their own rules. Rooms operate only where permitted.

Required account types

Three accounts, visibly separate

Card Pay-In Account

Takes card payments for Gold Coin packages and settles into the approved merchant bank account. Never sells Sweeps Coins.

8.95% + $0.45per transaction

  • Status
  • Volume
  • Gold Coin purchases
  • Fees
  • Settlement
  • Disputes

Never issues payouts.

ACH / Debit Pay-In Account

Takes approved ACH / debit payments for Gold Coin packages into the operator’s approved pay-in account. Never sells Sweeps Coins.

0.89% + $0.25per transaction

  • Status
  • Volume
  • ACH returns
  • Fees
  • Settlement

Never issues payouts. Not the payout account.

Payout Account

Pays approved Sweeps Coin redemptions only — never Gold Coins. Its own application, approval, KYC/KYB, funding relationship, limits, risk controls, bank details, settlement and ledger.

Program specificseparate payout pricing

  • Account status
  • Available payout funding
  • Redemption queue
  • Completed
  • Failed
  • Limits
  • Holds
  • Risk flags

Approved separately — pay-in approval does not make a payout rail available.

How money moves

Gold Coin purchases in one lane. Sweeps Coin redemptions in another.

Pay-In Gold Coin purchases

  1. Player buys a Gold Coin package
  2. Credit Card Pay-In AccountorACH / Debit Pay-In Account
  3. Gold Coins credited no cash value · plus any free bonus Sweeps Coins
  4. Approved operator settlement

Payout Sweeps Coin redemptions

  1. Player requests a Sweeps Coin redemption
  2. Playthrough, identity (KYC) and risk review in the Player Management Dashboard
  3. Separate Payout Account
  4. Approved payout rail
  5. Player

Identity & risk

KYC, driver license checks and chargeback mitigation

Configured per operator. Each service is billed only when it actually runs — the billing unit is always shown, never implied.

  • $0.25 per KYC / identity verification
  • $0.25 per driver license check
  • $0.25 per chargeback-mitigation screening

Player surcharge

Off until approved

Player surcharges must be configured in accordance with applicable card-network rules, payment-rail rules, processor requirements, state/federal law, and the operator’s approved merchant agreement. A surcharge is never switched on just because a fee exists — it stays off until it is approved.

How player surcharges work

Pay In. Pay Out. Separate Accounts.

EasyPay360 comes with every Genesis account. Each account is applied for and approved on its own.